The Main Characteristics of Saving and Fidelity Investments

The Main Characteristics of Saving and Fidelity Investments
The Main Characteristics of Saving and Fidelity Investments
  1. Purpose

The money saved in the form of savings, in general can be used when needed when the situation is urgent. So saving can be categorized short-term savings.

This is very different from the investment that has the main goal as a form of not long deposit. Usually every investment has a certain period, for example, a period of 5 years, 10 years and even more. That way, as investors have more hope in the future.

  1. Access Usage

In general, saving has a bending nature. So, access to its use is very easy so it can freely use it. Conversely with investments that have the nature of not flexible because it has a period that has been determined. So it’s hard to use. However, depending on the type of investment selected. For example, gold is easier to use compared with other types of Fidelity investments.

  1. Level of Risk

Given the amount of funds deposited on investments greater than savings, other than that the yield of investment is generally higher than bank interest. Therefore, it can be interpreted that the level of risk on investment is much higher than saving that has a low risk.

Another risk, investment is much higher because it is also vulnerable to investment with fast-earning rates in a short time. It’s important, as a smart investor to choose the right type and Investment Company.

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