Who does not like to get a gift? Everyone would love to get something gifts for free. For credit card users, unexpected gifts can be obtained from credit card rewards based on points collected, then redeemed.
Your credit card reward is only valid if the card you own remains active. When a credit card is closed, the rewards that have accumulated in it are also considered to be forfeited. Therefore, when you want to close a credit card, you should first look at the rewards that you can get and use immediately.
Rewards that you can get from credit cards vary. Starting from umbrella, television, until the annual fee payment can be obtained. It all depends on the points you already have. Of course the prizes look interesting. Especially about the annual fee repayment, of course this reward will lighten your burden when paying off the total remaining bills. In addition to rewards in the form of goods or payment of annual fees, you can even earn cashback from the amount of transactions you make with the credit card. Cashback provided can be transferred to your account.
Prudence and carefulness is needed here because banks often charge transfer fees to credit card owners. Make sure the cashback you can get is bigger than the transfer fee. If it is smaller, you better not to receive cashback. Hopefully the tips above can be useful for you, besides that, you can also look for credit card generator that are growing to getting more popular these days.